“We assist in empowering Individuals, Families, & Entrepreneurs to achieve their financial goals by providing insight into their financial plans. We equip them with the necessary tools through our financial services to help bring those goals within reach with Credit Restoration, Business Credit, Tax Prep, & Student Loan Services.”


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About Us

At TMW Credit Solutions we are here to serve you. We are dedicated to helping you achieve your short and long-term goals to a debt free life.

We will help you by disputing inaccurate and unverifiable information on your credit report with the three major bureaus: Equifax, Experian, and Transunion. Nearly 79% of all credit reports have serious errors on them.

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"With our knowledge in the credit repair industry, we will use strategies to offer you maximum results and help give you a peace of mind."

Our Services

Student Loan Rehabilitation,Credit Restoration, Tax Preparation, Business Credit, Money Management & Budgeting

We are successful in removing

Late Payments
Charge Offs

Medical Accounts
Collection Accounts

Tax liens
Student Loans
Unauthorized Inquires

Credit Errors
Incorrect personal information
And more!


We will help restore & empower second chances to you through Credit Restoration, Credit Counseling, & Financial Literacy to gain back or create your freedom with credit awareness.

- Tranika M. Warner

Student Loan Rehabilitation

Flat Rate of $549
or 2 monthly installments of $300

Services Include:

Loan Consolidation
Stop Wage Garnishment
End Tax Offsets
Payment Reductions
Loan Forgiveness
Loan Discharge
Loan Rehabilitation

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Credit Restoration

There are two plans that we offer our clients. Please see below on which plan works best for you. Schedule a consultation to learn more!

Monthly Plan - Audit Enrollment Fee $299

With our monthly plan program, There is a monthly fee of $119.00. No Contract. Monthly Coaching Calls, Unlimited disputes, and credit education. Schedule a consultation today to learn more.

Pay Per Deletion Plan - Audit Enrollment Fee $349

With our Pay-per-deletion program, you will only be charged as items are removed from your credit report each month. No Contract, monthly coaching calls, unlimited disputes, and credit education. Schedule a consultation today to learn more.

Credit Restoration Package include:

Credit Education
3 Credit Bureau Analysis
24/7 Secure Client Portal Access
Customer Service Support
Monthly Updates
Credit Building
Credit Monitoring Mandatory
No Contract

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Tax Preparation

Individual & Joint:
$375 and up

Small Business:
$475 and up

Services Include:

Individual, Joint or Small Business Taxes
Maximum Tax Refund Offered
Mobile Apps Available
All 50 States Eligible
Refund Advancements Eligibility

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Establish Business Credit

Pricing $2,500 and up

Services Include:

Establishing business credit for Small Business Owners & Entrepreneurs.

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Money Management & Budgeting

Pricing $150 and up

Services Include:

We will help create monthly & quarterly budgets to help get you back on track to a debt free life.

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The Process

With enrollment, you establish your credit report through our credit monitoring service. We will identify the inaccurate items on your credit report. At this time, we will put together an action plan so you can meet your short & long-term goals. We will then contact the three major credit bureaus, on your behalf, to challenge those inaccurate and erroneous items. We will keep you informed, giving you a peace of mind while meeting your goals. Lastly, education on financial literacy will be provided, teaching you about credit awareness & how to maintain positive credit.

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Credit Score Range:

720 - 850 - Excellent
700 - 719 - Very Good
675 - 699 - Good
620 - 674 - Average
560 - 619 - Poor
500 - 559 - Very Poor


  • What is a Credit Score?

    A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores range from the lowest of 350, to the highest of 850.

  • Is Credit repair illegal?

    No, it is not illegal. Credit repair is legal. The Fair Credit Reporting act (FCRA) gives you the right to dispute any item on your credit report. If that item cannot be verified, it must be removed within 30-45 days.

  • What is Credit Monitoring?

    Credit Monitoring is a service which tracks your credit score, helps you track if personal information is being changed, and helps protect you against identity theft. It alerts you of these changes. Credit Monitoring will not hurt your credit. Your credit will only be affected if a lender/creditor pulls your credit.

  • Whats in calculated your credit score?

    35% Payment History 30% Amounts Owed 15% Length of Credit 10% New Credit 10% Type of credit Used





Terms & Conditions

Cancellation Policy: Services are provided on a month-to- month basis and clients may cancel their service at any time at least (3) three days in advance of any upcoming recurring payment. When cancelled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears.

Your Privacy: This site is owned and operated by TMW Credit Solutions, LLC. Your privacy on the Internet is important. We want to make your experience online satisfying and safe because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.

Security: TMW Credit Solutions, LLC operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

TMW Credit Solutions, LLC Does not share, sell, or rent your information to anyone else.

By using this site, you consent to the collection and use of this information by TMW Credit Solutions, LLC. If our privacy policy is changed, we will post those changes on this page so that you are aware of what information we collect, how we use it, and how we disclose it.

Cookies: We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. TMW Credit Solutions LLC uses cookies to track user traffic patterns (as described above). You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site

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